If you’re like most cyclists, you take a great deal of pride in adopting a sustainable, healthy way of getting from point A to point B. When an accident threatens your ability to do this, it’s important to know your rights. Cyclists are afforded special protections under Pennsylvania law. If you’ve been injured or suffered financial losses as a result of a driver’s negligence, you may be eligible for compensation, either by filing an insurance claim or suing for damages.
Too often, cyclists live with the consequences of an accident simply because they are unaware of their options. To discuss your case with a bicycle accident attorney, contact the law firm of McCarthy Weisberg Cummings, P.C. today.
What You Should Do Following an Accident
The steps you take in the immediate aftermath of a bike accident are important for recovering your losses in the future. First of all, make sure you receive proper medical attention — your health should be your number one priority. If you are able to do so, get as much information as possible at the scene. Ask for the insurance information for any drivers involved as well as the names and contact info of anyone who saw the accident and can support your version of events.
Bicycle Accidents and Driver Liability
Sharing a busy street with cars, trucks and buses can be a daunting experience for any cyclist. While many drivers don’t fully understand their responsibilities, Pennsylvania law includes several stipulations intended to make the road safer for cyclists.
For example, a recently passed statute mandates that drivers provide at least four feet of space when passing a cyclist. While clipping accidents are still common, as a result of the law it is now easier for bike riders to hold a driver liable for damages.
Other typical bike accidents our lawyers handle include failure to yield at an intersection and “dooring” — when a driver fails to check for cyclists before exiting the vehicle. To discuss the specifics of your case with a bike accident lawyer and determine your options for moving forward, contact McCarthy Weisberg Cummings, P.C. directly.
Bike Accidents and Insurance
Understanding an insurance company’s role following a bike accident can be tricky. If you own a car, you are covered by your own insurer, even when you’re on your bike. You may also be able to seek compensation from the vehicle driver’s insurance company.
All auto insurance policies include a minimum of $5,000 coverage — a figure that barely covers the replacement cost for some of today’s high-end bikes, let alone the medical expenses involved in a lengthy recovery. If the amount of damages you’re seeking exceeds the coverage level, you have options.
McCarthy Weisberg Cummings, P.C. may be able to negotiate a settlement with all involved parties that allows you the financial freedom you need to get back on the road quickly. If that fails, we may even be able to take your case to court. Ultimately, there are several options available to anyone who has been injured while riding a bicycle.